Brigit review: is the Brigit cash advance app legit?
Brigit is a legitimate cash advance app, and Bridge IT, Inc. ; Upbound Group, Inc. appears among its affiliated entities in the terms is the company behind it.
- Biggest advance
- $500
- Fee per month
- $8.99
- Fast transfer cost
- The fee ranges from $0.99 to $5.99 based on the amount
- Complaints to the CFPB
- 384counts every Bridge IT product
Brigit on file
- Owner
- Bridge IT, Inc. (New York); Upbound Group, Inc. appears among its affiliated entities in the terms
- Product
- Paid plans also cover budgeting and credit monitoring, plus a Credit Builder loan; Instant Cash advances run from $25 to $500.
- Subscription
- $8.99 a month, optional
- Fee for a fast transfer
- Non-Premium users pay $0.99 to $5.99 based on advance size; the $15.99 Premium plan includes it for free
- Tips
- None asked
- Time without a fee
- 1-3 days (free); same day when you ask on a business day before 10:00 am Eastern
- Credit checks
- No credit check is performed; approval relies on a Brigit score derived from linked checking account data
- Time to get the money
- Standard delivery takes 1-3 days; Express Delivery costs a fee and arrives in about 20 minutes (free on Premium)
Taken from what Brigit publishes, CFPB complaint counts and public enforcement files. All sources are listed at the foot of the page
Brigit fees and costs
Convert Brigit's fees to a yearly rate using the calculator on our cash advance apps page.
Good to know about Brigit
- Tips are never requested by Brigit; the cost is a monthly plan, with an optional express fee on top.
- The app includes Instant Cash with the $8.99 Plus plan; you must email Brigit to get an advance without a plan
- Members on the $15.99 a month Premium plan receive free Express Delivery
- A 2026 Minnesota AG lawsuit targets Brigit, which settled with the FTC for $18 million in 2023 and paid Massachusetts $1.9 million in 2026.
States where Brigit works
The Brigit pages we read give no list of states. Ask which license covers your state and check it on NMLS Consumer Access before you share bank details.
Brigit complaints and lawsuits
The CFPB database lists 384 complaints naming Bridge IT, Inc, a count for the whole company rather than Brigit alone. Most common issues: your report contains incorrect information; someone used your report improperly; an issue exists with how a company investigated a current problem.. Check the CFPB count
- 2023 · FTCAccording to the FTC, Brigit misled people over instant $250 advances and kept them from canceling the $9.99 plan. Brigit agreed to $18 million in refunds. Source
- 2026 · Massachusetts Division of BanksThe settlement involves Brigit paying $1.9 million for unregistered third party loan servicing in Massachusetts, with no admission of wrongdoing. Source
- 2026 · Minnesota Attorney GeneralA pending lawsuit claims Brigit operates as an unlicensed payday-style lender with advances that often have APRs above 300% Source
Short on cash before payday?
Talk to a specialist about lower-cost ways to cover the gap in your state. Talk to someone about cheaper options: 855.947.5189
This line reaches a debt and loan options specialist. We are not Brigit and cannot reach your Brigit account.
Brigit alternatives: apps like Brigit
| App | Fee a month | Biggest advance | Fast transfer on $100 | CFPB complaints |
|---|---|---|---|---|
| Brigit (this record) | $8.99 | $500 | – | 384counts all of Bridge IT |
 Dave | $5 | $500 | $1.50 | 829 |
 Cleo | $5.99 | $500 | – | None filed |
 Empower | $8 | $500 | $5 | 330 |
 Cash App Borrow | None | $500 | – | 72,532 |
– means the company does not publish it. Complaint counts are totals, not rates: a bigger company draws more. Open any name for its full record.
Questions about Brigit
Is Brigit legit?
Bridge IT, Inc. operates Brigit, a genuine cash advance app; its terms include Upbound Group, Inc. as an affiliated entity. Some plans cost $8.99 per month, and the app offers advances of up to $500. Our review found 3 actions by government agencies or courts in the record; the CFPB complaint database lists 384 complaints under Bridge IT, Inc.
Who owns Brigit?
The company is Bridge IT, Inc. (New York); its terms count Upbound Group, Inc. among its affiliates.
Does Brigit check your credit?
According to Brigit, no credit check occurs; instead, approval relies on a Brigit score derived from your linked checking account data.
How fast does Brigit send the money?
Brigit states that standard delivery takes 1-3 days, while Express Delivery arrives in about 20 minutes for a fee unless you have Premium.
Has Brigit been sued or fined?
The FTC said in 2023 that Brigit tricked users about instant $250 advances and prevented cancellation of its $9.99 plan; to fund refunds, Brigit agreed to pay $18 million. Brigit agreed to pay $1.9 million, with no admission of wrongdoing, in a 2026 Massachusetts Division of Banks settlement over unregistered third party loan servicing in Massachusetts. In 2026, the Minnesota Attorney General filed a pending lawsuit claiming Brigit is an unlicensed payday-style lender, with advances often carrying APRs above 300%.
Where the Brigit facts come from
- Bridge It, Inc. operates as Brigit.; Amount of the 2023 FTC settlementftc.gov
- Upbound Group appears among the affiliates listed in Brigit terms; A subscription is optional under the law when you get an advance; Range of fees for express servicehellobrigit.com
- Advance range; Average advance; Cost of the Plus plan, which includes Instant Cashhelp.hellobrigit.com
- Free Express Delivery on Premium; standard delivery timinghelp.hellobrigit.com
- No tipshellobrigit.com
- Credit checks are not performed.hellobrigit.com
- The CFPB complaint database count for the company name under which this brand is filed.consumerfinance.gov
- FTC issues a second round of Brigit refunds in May 2026.ftc.gov
- Settlement with the Massachusetts Division of Banksmass.gov
- Minnesota AG lawsuit dated June 10, 2026.; Allegation by Minnesota AG regarding APRag.state.mn.us