Zippyloan review: is Zippyloan legit?
Zippyloan does not make loans itself; it passes your application to partner lenders.
- APR
- Not published
- Amounts offered
- $100 to $15,000
- States
- Not listed
- Complaints to the CFPB
- None filed
- Enforcement actions
- None found
Zippyloan on file
- Product
- A free loan-matching website; it sends short-term and personal loan requests on to its network of lenders
- Repayment length
- Repayment occurs on the next payday for short-term lenders, while installment lenders allow 6 months. to 72 months
- Credit checks
- Zippyloan does not decide on credit; when you submit a request, you let participating lenders check your credit and search national lending databases
- Time to get the money
- once you have signed the lender's agreement, the money typically comes as soon as the next working day
Taken from what Zippyloan publishes, CFPB complaint counts and public enforcement files. All sources are listed at the foot of the page
Zippyloan fees and costs
Zippyloan gives this example: This personal loan illustration shows $2,000 borrowed for 24 months at 35.99% APR, costing $118.09 monthly and $2,834.16 total, with rows also at 12% and 24% APR..
Good to know about Zippyloan
- This free matching site sends your request to one or more lenders within its network, but it is not a lender itself.
- It advertises requests as high as $15,000 and terms as long as 72 months, exceeding most payday brokers in both size and length
- The sample loan table goes no higher than 35.99% APR, and the site says only the lender sets real APRs
- Third-party marketing companies may receive your information under its privacy policy.
- No page we fetched lists a company name or address behind this site.
States where Zippyloan lends
The Zippyloan pages we read give no list of states (its FAQ). Ask which license covers your state and check it on NMLS Consumer Access before you share bank details.
Zippyloan complaints and lawsuits
No complaints sit in the CFPB database under Zippyloan's name.
Our search of CFPB, FTC and state enforcement records turned up nothing against Zippyloan.
Want a cheaper loan than Zippyloan?
Talk to a specialist about lower-cost choices in your state, credit union loans included. Talk to someone about cheaper options: 855.947.5189
This line reaches a debt and loan options specialist. We are not Zippyloan and cannot reach your Zippyloan account.
Zippyloan alternatives: loans like Zippyloan
| Lender | Type | APR | Amounts | States named | CFPB complaints |
|---|---|---|---|---|---|
| Zippyloan (this record) | Loan broker | Set by partner lenders | $100 to $15,000 | – | None filed |
 Green Dollar Loans | Loan broker | Set by partner lenders | $100 to $35,000 | – | None filed |
 Viva Payday Loans | Loan broker | Set by partner lenders | $100 to $5,000 | 41 | None filed |
 CreditNinja | Online installment lender | – | $300 to $5,000 | – | 308 |
 Uprova | Tribal lender | from 34.5% | $300 to $5,000 | – | 458 |
– means the company does not publish it. Complaint counts are totals, not rates: a bigger company draws more. Open any name for its full record.
Questions about Zippyloan
Is Zippyloan legit?
Since Zippyloan does not lend, it sends your application to other lenders. No complaints under its name appear in the CFPB complaint database.
Does Zippyloan check your credit?
According to Zippyloan, no credit decision is made by Zippyloan itself. Submitting means you authorize participating lenders to do a credit check and look at national lending databases.
How fast does Zippyloan send the money?
Zippyloan states that, typically, the cash is sent as early as the next working day once you have signed with your lender.
Has Zippyloan been sued or fined?
Searches of official sites revealed no enforcement action by the CFPB, FTC, or states against Zippyloan.
Where the Zippyloan facts come from
- This is a loan connecting service, not a lender; Your request goes to lenders that take part in the network; Lenders that participate will run a credit checkzippyloan.com
- Your data may go to marketing companies that are third partieszippyloan.com
- It does not set APRs; the lender provides the actual APR; Consumers use this service for free; The rates page shows a typical personal loan amountzippyloan.com
- The range of amounts you can request; The FAQ explains repayment based on the loan type; How fast the money arriveszippyloan.com
- A CFPB company search finds no match for Zippyloanconsumerfinance.gov
- No company matches Zippy in the CFPB company searchconsumerfinance.gov